SoFi Tech Solutions

Open API Technology

The building blocks of modern financial services.

Create competitive digital banking and embedded payment experiences through our open API technology.
Open API technology illustration

Explore our developer docs.

Auth API

Actively participate in your customers' transaction approvals and denials.

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External Trans API

Participate in the decisioning for approving and denying bill payments and ACH debits.

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Program API

Add, modify and request customer account data.

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Events API

Receive alerts that an action was taken on a customer's account.

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Disputes API

Integrate the dispute process into your app or website to provide a seamless dispute experience.

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HEAR FROM THOSE PUSHING THE BOUNDARIES WITH OPEN APIS

Our new partnership with SoFi Tech Solutions and Pathward enables us to expand and scale payment offerings on our platform.
Prashant Fuloria

Prashant Fuloria

CEO, Fundbox

Below-the-glass innovation drives above-the-glass experiences.

Fintech Ecosystem illustration

01.

Fintech ecosystem

55+ partner banks, networks and embossers store and transmit financial data.

Our partners
Open API Technology illustration

02.

Open API Technology

SoFi Tech Solutions APIs complete the requested activity below the glass.

View API docs
Your Customer API illustration

03.

Your Customer API

Requested activity completes and your customer is notified above the glass.

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B2B PAYMENTS & EMBEDDED FINANCE

FIs are increasingly tapping APIs for next gen banking & finance.

APIs help streamline B2B payments, leading more financial institutions to look to the technology when developing innovative new products or offerings.

90%

BOOST REVENUES

Banks or financial services companies that plan to utilize APIs to boost revenues in the coming year.

75%

CUSTOMER CONVERSION

Plan to rely on the technology to help them drive customer conversion.

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Start building the future of finance

Get a feel for our APIs without cost or security risk, using your own tools or our Postman collection. You'll soon be creating accounts, moving money, and simulating transactions in our Sandbox environment, just like real-world operations.